Posted on May - 31 - 2011

There’s a high chance that before considering a mortgage application you have heard the terms ‘variable interest mortgage’ and ‘fixed interest mortgage’ at least a hundred times but it never really piqued your interest. Now you want to know as [...]

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Posted on May - 31 - 2011

Self employment certainly does feel great and has it’s many benefits, but it can turn a mortgage application into a really complicated and time-consuming process. You’d think that business owners or people relying on contracts and commissions, who typically exhibit [...]

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Posted on May - 31 - 2011

The financial vocabulary can be a little misleading to say the least. The lenders marketing efforts shower you with APRs, PMIs and VRMs but how are you supposed to know what all that means? What is a tracker mortgage and [...]

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Posted on May - 21 - 2011

As BBC reported recently, the rapidly increasing inflation can increase some household’s monthly expenses by as much as £50 per week. This staggering news accurately reflect the state of current economy and forecast problems with late mortgage payments for many [...]

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Posted on May - 8 - 2011

Mortgage refinance is a popular option for two main reasons: reducing the amount of monthly repayments by extending the mortgage period and taking advantage of lower interest rates to reduce the overall true cost of the loan. The global recession [...]

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Posted on May - 5 - 2011

Ownership of an overseas property is tempting in so many ways, but without proper knowledge of financial procedures for foreign mortgages the prospect of finalizing the transaction seems very distant. UK mortgages are complicated enough for an average person, and that’s with local mortgage brokers and wealth of information readily available in English on the Internet - so how to tackle a massive financial commitment in another part of the globe?

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Mortgage is the only affordable way to buy a property, allowing applicants to spread repayments over a number or years. It’s an increasingly popular alternative to rental accommodation since every monthly mortgage payment contributes towards homeowners equity; in the long run it’s the best method of building wealth. Mortgage in UK for most part follows the international banking regulations and requirements for borrowers although the acceptance criteria became more strict after the recent economic crisis. In order to be eligible for mortgage buyers must have a regular source of income, good credit history and enough funds to pay between 5% and 20% of property value up-front. This website provides information about different types of mortgages in UK, using existing economic climate to your advantage and explaining the small print often omitted by unsuspecting mortgage applicants. Please keep in mind that good mortgage choice will work perfectly with your budget while bad may lead to financial problems, repossession and even bankruptcy.
  • How to check credit score

    Credit history plays an important role in the mortgage application process so if you're wondering What's my credit score give that a check. The basic credit report is free of charge during the trial period.